Your Budget
Personal Finance Plan
May – Dec 2026
Monthly
Yearly
Bills
```
Take-Home Pay
$
Fixed Expenses
—
Rent
$
Phone
$
Gas
$
Internet
$
Subscriptions
$
Variable Budgets
(drag)
—
Food
groceries + dining
—
Entertainment
going out
—
Shopping
clothes, home
—
Personal Care
—
Miscellaneous
—
Savings Target
—
Monthly Savings
emergency fund
—
⬆ Copy from previous month
Expenses
0%
Savings
0%
Income
—
Fixed Expenses
—
Variable Expenses
—
Savings
—
Total Out
—
Remaining
—
```
Total Saved by Dec 2026
8 months
—
```
Total Income
—
Total Fixed Expenses
—
Total Variable Expenses
—
Total Savings
—
Avg Monthly Savings
—
Total Remaining
—
```
```
Add a Bill
$
Due Day
Repeats
Monthly
One-time
Month
All
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
+ Add Bill
Bills Due
Total Due
$0
Paid
$0
Unpaid
$0
```
📌 A note on your debt
Once your emergency fund hits 1–2 months of expenses (~$3,300–$6,600), start redirecting savings toward your debt — especially any high-interest balances.